I am buying an r50 mini cooper but it has works badges, a works exhaust, and a works tuning kit badge with number on the engine, do I need to declare this to my insurance company? If so what do I say it is?
I am buying an r50 mini cooper but it has works badges, a works exhaust, and a works tuning kit badge with number on the engine, do I need to declare this to my insurance company? If so what do I say it is?
Thanks, yeah I saw two kits online, one is 124bhp and one is 132. Do you think its the later?
You will have to declare this to your insurer, depending on who you are with will determine if they actually know what it is, but, it should be a simple advice note to say that your Mini has had the JCW tuning package installed, a factory option.
To not tell them anything could result in non payout, insurers investigate any avenue to withhold payment
Does anyone know how much it is likely to add?
Too many variables, like age, no claims, points on your license, post code etc
You could ask either of our sponsor insurers
Defo have to tell them !!! As gismo said try are one of the guys from here
New sig coming soon
I thought that the R50 JCW package was a dealer only fitted package.Originally Posted by The Gismo Man
My insurer (LV) showed no interest at all in ANY factory fitted option on my current car. However, when I called them to tell them I had added chrome mirror caps and a chrome scoop to my black Cooper S they classed these as a "modification" which increased the premium by about £20.
As everyone else has said, declare any mods. Some insurers will be better than others as they are more mod friendly.
The JCW sound kit was a dealer fit option, however there were a few earlier cooper's that had head work by the factory and made more power which were called JCW cooper's.
If it says "sound kit" on the sticker in the engine bay then it's just the dealer fit
Yep, it was a dealer only option, hence my post saying the insurer might know what it is.
As you rightly say, the insurer should be told and then they can decide if there is any action to be taken
Craig said what I was trying to say
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