Its shocking to think that a wee trip to the petrol station can have such awful consequences. Like everyone on here have no time for drunk drivers who deserve everything they get though usually its not enough . Hope you get your bonnie wee mini back in tip top condition and that last night doesn't spoil your pleasure in him/her when back to health.
I'm with DL. They do cover you for uninsured drivers with no impact on your premium. Have always found them to be efficient and prompt in keeping me up to date with whatever is happening.
Hope you're feeling better today.